Virginia Medicaid 24-Hour Coverage in Virginia Beach

Virginia Medicaid covers limited 24-hour home care for income-eligible Virginia Beach seniors through Virginia's Commonwealth Coordinated Care Plus (CCC Plus) waiver — here's how to qualify.

Sarah Mitchell, RN, BSN

24/7 Care Coordinator

Reviewed by Carol Bradley Bursack, NCCDP-certified — Owner of Minding Our Elders

2 min read

·

Updated May 13, 2026

A caregiver assists a senior using a walker in a care setting — typical 24-hour home care moment.

Virginia’s Medicaid program covers limited 24-hour home care through Virginia’s Commonwealth Coordinated Care Plus (CCC Plus) waiver for income-eligible Virginia Beach seniors with high care needs. Coverage is narrower than for non-24-hour care — most state programs cap monthly hours below true 24/7 levels. Many Virginia Beach families combine Medicaid coverage with private pay or VA benefits to bridge the gap.

Who qualifies for Virginia Medicaid 24-hour care in Virginia Beach

Three tests apply:

  1. Income: near SSI level (varies by waiver)
  2. Assets: under $2,000–$10,000 (excluding home and one vehicle)
  3. Clinical need: documented need for continuous supervision OR significant ADL impairment (typically 4+ of 6 ADLs)

The clinical bar for 24-hour coverage is higher than for standard companion or personal care.

What Virginia’s Commonwealth Coordinated Care Plus (CCC Plus) waiver covers for 24-hour clients in Virginia Beach

Typical coverage:

  • Personal care hours (varies; some waivers up to 40–60 hours/week)
  • Adult day program enrollment
  • Some respite hours for family caregivers
  • Limited consumer-directed care (family-paid caregivers)
  • Some home modifications for safety

Most Virginia Medicaid waivers don’t cover true 24/7 awake care — families combine with private pay or VA benefits.

Application path in Virginia Beach

Through the Virginia Department for Aging and Rehabilitative Services (DARS):

  1. Call Senior Services of Southeastern Virginia for initial intake (free)
  2. Gather documents — birth cert, marriage cert, 12 months bank statements, income proof, physician’s clinical need documentation
  3. Submit application at https://www.dmas.virginia.gov/for-members/managed-care-programs/ccc-plus/
  4. Complete in-home assessment by Medicaid case manager
  5. Wait 2–6 months for processing
  6. Once approved, work with case manager on care plan

Waiting lists in Virginia

Some Virginia Medicaid waiver programs have waiting lists ranging from months to multi-year for specific waivers. Senior Services of Southeastern Virginia can clarify current Virginia Beach wait times. Apply as early as possible — don’t wait until you need the care to start the application. Some families apply while still self-funding to secure a future slot.

Combining Medicaid with other funding for Virginia Beach 24-hour care

The math typically requires layering:

  • Virginia’s Commonwealth Coordinated Care Plus (CCC Plus) waiver primary hours (40–60/week)
  • VA Aid & Attendance for eligible veterans (~$2,800/month cash)
  • Private pay top-up for premium and overnight hours
  • Long-term care insurance reimbursement if applicable
  • Family caregiver rotation for low-cost relief shifts

A free 30-minute call with a Virginia Beach-area Medicaid-savvy care coordinator can clarify eligibility and walk through the funding stack. Talk to a 24HomeCareNearMe advisor when you’re ready.

Frequently asked questions

How long does the Virginia Medicaid 24-hour care application take in Virginia Beach?

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2–6 months from application to first approved service. Some Virginia waivers have multi-year waiting lists for 24-hour-eligible slots. Senior Services of Southeastern Virginia can clarify current Virginia Beach waits. Apply early — don't wait until you need the care. Some Virginia Beach families apply while self-funding to secure future slots.

Will Virginia's Commonwealth Coordinated Care Plus (CCC Plus) waiver cover true 24/7 awake care in Virginia Beach?

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Rarely. Most Virginia Medicaid waivers cap monthly hours below 168 hours/week (full 24/7). Coverage typically maxes at 40–60 hours/week for personal care. For true 24-hour care, families combine Medicaid coverage with private pay, VA benefits, or family caregiver rotation. Virginia's specific waiver limits vary; check with Senior Services of Southeastern Virginia.

What's the income limit for Virginia Medicaid 24-hour care?

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Generally near the SSI level — about $2,829/month for individuals in 2026 ($4,266 for couples). Virginia may have slightly higher limits for certain waivers. Medical expenses (including paid home care costs) can offset countable income. Asset limits are typically $2,000 individual / $3,000 couple (excluding primary home and one vehicle). Virginia-specific limits vary.

Can family members be paid through Virginia Medicaid for 24-hour care in Virginia Beach?

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Some Virginia waivers allow family-member caregivers through consumer-directed care models. Spouses are excluded in some states; adult children are typically eligible. The arrangement requires Medicaid case manager approval, written care plan, and payroll administration through a third-party financial management service. Ask Senior Services of Southeastern Virginia about consumer-directed options.

Will Medicaid take my Virginia Beach parent's home?

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Not during life — primary residence is excluded from asset calculation. But Virginia's Medicaid estate recovery program may seek reimbursement from the estate after death for Medicaid-funded care during life. Significant home equity may be subject to recovery. Consult an elder law attorney in the Virginia Beach area before relying on Medicaid for long-term planning.

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About the author

Sarah Mitchell, RN, BSN

24/7 Care Coordinator

Sarah is a registered nurse who has spent a decade staffing 24-hour and live-in home care teams for medically complex seniors. She writes about the realities of round-the-clock care — staffing models, overnight safety, post-discharge transitions, and how to know when 'a few hours a week' has become 'we need someone in the house all the time.'

View full bio

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Virginia Medicaid 24-Hour Coverage in Virginia Beach